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Utah: Gun Owner Credit Card Data Privacy Bill to be Heard in Committee

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Friday, February 2nd, House Bill 406, introduced by Rep. Cory Maloy (R-52), will be heard in the House Revenue and Taxation Committee. This legislation would prohibit the use of merchant category codes by payment processors to identify firearms, firearm accessories, and ammunition purchases. Please use the button below to contact committee members and urge them to SUPPORT HB 406!

In the Fall of 2022, the International Organization for Standardization (ISO) approved a Merchant Category Code (MCC) for firearm retailers. MCCs are used by payment processors (like Visa and Mastercard) and other financial services companies to categorize transactions. MCCs enable payment processors and banks to identify, monitor, and collect data on certain types of transactions. Before the ISO decision, firearm retailers fell under the MCC for sporting goods stores or miscellaneous retail.

Collecting firearm retailer financial transaction data amounts to surveillance and registration of law-abiding gun owners. Those promoting this scheme are in favor of firearm and gun owner registrations. Therefore, it should be assumed that the goal of this program is to share all collected firearm retailer MCC data with government authorities and potentially private third parties that may include gun control organizations and anti-gun researchers.

Article by NRA-ILA

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